Eric Nappy
Sr. Loan Officer | Team Nappy
LoanPeople JAX
Mobile: (904) 401-0814
NMLS: 1573850
Email: Eric.Nappy@LoanPeople.com
Eric is available to assist you:
- Five-star service,
- Great rates and fast closings,
- Solutions for home purchase, refinance, and renovation!
Thank you for the opportunity to earn your business.
About
Eric Nappy, Sr. Loan Officer, is a proud native of Gainesville, FL. He grew up with the strong values instilled by his parents, who successfully ran a restaurant for over 40 years. These values of hard work, integrity, passion, and compassion are at the core of who he is today. After living in South Carolina, Indiana, and New Hampshire, Eric found his forever home in Ponte Vedra in 2013. Eric holds a BS from the University of Florida, where he was a member of the 2006 National Championship Football Team, and an MS from the University of South Carolina. He now enjoys a fulfilling life with his wife, Meg, and their three children: Wesley, Collins, and Genevieve. In his free time, you’ll find Eric indulging in his love for golf, fishing, skiing—both on water and snow—and various other outdoor activities. And, like many who grew up in the South, he dedicates his Saturdays in the fall to college football. Eric is dedicated to his clients and business partners at LoanPeople JAX!
Mortgage Lender Reviews
5 Stars
Feb. 13, 2024 by Randi K.
Jacksonville, FL
Eric Nappy was OUTSTANDING. The whole process was seamless!
5 Stars
Feb. 24, 2019 by Claire A.
Jacksonville, FL
Eric understands about meeting his clients needs and making sure he meets their expectations. Thanks so much for your hard work and professionalism.
Eric Nappy and the team came highly reco...
Apr. 29, 2024 by Mark H.
Jacksonville, FL
They lived up to the expectations set from that recommendation. Eric made himself to help with submitting financial paperwork at a moment’s notice, even on a Saturday. We closed sooner than I could have imagined thanks to the collaboration of Eric ...
5 Stars
Aug. 15, 2024 by Garnet H.
Jacksonville, FL
Eric Nappy was super helpful with refinance.
Home Loan Programs
Purchase
LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.
Refinance
Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.
FHA & USDA
LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.
Conventional
Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.
Condos
In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.
Non-Warrantable
Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.
VA
VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.
Investor
LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.
Jumbo
LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.
Jumbo Investment
LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.
Asset Qualifier
Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.
Close in LLC
LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.
Non-QM
Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.
DSCR
Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.
HELOAN
Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.
2nd Liens
Wide range of options for transactions in need of a second loan balance.
Bank Statement
Loan products for transactions using bank statements to fulfill documentation requirements.
ITIN & Foreign National
Loan products for borrower(s) with ITIN and foreign national residencies.
Renovation
Home loan products for Conventional, FHA, VA and more reno solutions.