Eric Nappy
Sr. Loan Officer | Team Nappy
LoanPeople JAX
Mobile: (904) 401-0814
NMLS: 1573850
Email: Eric.Nappy@LoanPeople.com
Eric is available to assist you:
- Five-star service,
- Great rates and fast closings,
- Solutions for home purchase, refinance, and renovation!
Thank you for the opportunity to earn your business.
About
Eric Nappy, Sr. Loan Officer, is a proud native of Gainesville, FL. He grew up with the strong values instilled by his parents, who successfully ran a restaurant for over 40 years. These values of hard work, integrity, passion, and compassion are at the core of who he is today. After living in South Carolina, Indiana, and New Hampshire, Eric found his forever home in Ponte Vedra in 2013. Eric holds a BS from the University of Florida, where he was a member of the 2006 National Championship Football Team, and an MS from the University of South Carolina. He now enjoys a fulfilling life with his wife, Meg, and their three children: Wesley, Collins, and Genevieve. In his free time, you’ll find Eric indulging in his love for golf, fishing, skiing—both on water and snow—and various other outdoor activities. And, like many who grew up in the South, he dedicates his Saturdays in the fall to college football. Eric is dedicated to his clients and business partners at LoanPeople JAX!
Mortgage Lender Reviews
5 Stars
Feb. 14, 2025 by Terry S.
Jacksonville, FL
Eric did an outstanding job getting me and my wife our first home!
5 Stars
Feb. 20, 2025 by Jacob R.
Jacksonville Beach, FL
LoanPeople and Eric Nappy were a big help with closing on my first property. They were friendly and professional, and I would recommend them to anyone.
5 Stars
Feb. 25, 2025 by Sandra H.
Jacksonville, FL
Working with Eric and his team was awesome to work with. Everyone was explained clearly and expectations were easy to understand. Highly recommended using them and will use them again in the future!
My experience with LoanPeople Jax was ex...
Dec. 20, 2024 by Cassandra L.
Jacksonville, FL
Eric Nappy, Sr. Loan Officer was very professional, knowledgeable and caring. I recommend LoanPeople Jax to anyone buying a home.
Eric Nappy is a true joy to do business ...
Dec. 23, 2024 by Shauna C.
,
As a professional in this industry and having worked with a ton of loan officers I can honestly say he is set apart! His communication is superb and he is on top of his game. It was so refreshing to be kept in the loop constantly without having to as...
5 Stars
Dec. 04, 2024 by Karen B.
St Johns, FL
Eric Nappy was always on top of the ever-revolving number of documents, signatures, etc needed for closing. Would recommend to any one for home mortgage.
I can go on and on about LoanPeople and ...
Oct. 18, 2024 by Desiree A.
Jacksonville, FL
Just know they are a awesome group of individuals to work with and I highly recommend this company. From start to finish we where in our home within 30 days.
Eric Nappy
Oct. 29, 2024 by Desiree A.
I can go on and on about LoanPeople and Eric Nappy and his team. Just know they are an awesome group of individuals to work with and I highly recommend this company. From start to finish we were in our home within 30 days.
5 Stars
Nov. 08, 2024 by Ryan A.
Atlantic Beach, FL
Eric Nappy was phenomenal throughout the entire process. I felt confident I was in good hands.
Home Loan Programs
Purchase
LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.
Refinance
Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.
FHA & USDA
LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.
Conventional
Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.
Condos
In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.
Non-Warrantable
Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.
VA
VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.
Investor
LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.
Jumbo
LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.
Jumbo Investment
LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.
Asset Qualifier
Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.
Close in LLC
LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.
Non-QM
Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.
DSCR
Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.
2nd Liens
Wide range of options for transactions in need of a second loan balance.
Bank Statement
Loan products for transactions using bank statements to fulfill documentation requirements.
ITIN & Foreign National
Loan products for borrower(s) with ITIN and foreign national residencies.
Renovation
Home loan products for Conventional, FHA, VA and more reno solutions.
DPA
Approved lender for Down Payment & Mtg. Credit Cert. (MCC) programs.
HELOC
Tap home equity for home repairs, debt consolidation & more!